St. Paul Home Inspection Inspections St. Paul Home Inspector Inspectors

SCOPE
1. VISUAL INSPECTION:
This inspection is a visual inspection only of readily accessible aspects of the property. A home
inspection does not include identifying defects that are hidden behind walls, floors, or ceilings. This
includes structure, wiring, plumbing, ducting, and insulation that are hidden or inaccessible. The
inspector will not conduct any invasive or destructive testing of the property. Safety, accessibility, or
other considerations may present the inspector with restrictions in examining specific home elements
or components.

2. LIMITED ASSESSMENT
The home inspection will provide you with a basic overview of the condition of the property. This
inspection is not technically exhaustive or all encompassing, as your inspector has only a limited
amount of time, as well as constraints in methodology, to complete the inspection. The inspector is a
generalist, not a specialist in all disciplines, and may refer the home owner to specialists for further
investigation of certain items.

3. CONTEXT OF INSPECTION
This inspection should also be considered in the context of a "snapshot in time", reflecting the
conditions of the home at the date of inspection. Future performance of components and elements of
the home is outside the context of this inspection. For example, your inspector may not discover leaks
that occur only under certain weather conditions. Some conditions noted, such as cracks in
foundations, may be either cosmetic in nature or indicators of settlement; however predicting whether
an individual condition will present future problems is beyond the scope of the inspection.

4. NOT BUILDING CODE OR BY-LAW COMPLIANCE INSPECTION
Jurisdiction for Building Code, Electrical Code, Gas Code, Fire Code, Plumbing Code, or other statutory
or by-law compliance inspections resides with the appropriate mandated authorities. The services
provided by your home inspector are not conducted in the context of Code or by-law compliance
inspections. The client acknowledges that it may be necessary to confer directly with the appropriate
authorities to determine whether specific conditions comply with Code or by-law requirements.

5. ENVIRONMENTAL AND AIR QUALITY CONCERNS
This inspection will not assess for environmental or air quality concerns. The scope on inspection does
not include examination for hazardous materials that may be on the property, in or behind surfaces, or
are constituent to building materials. The inspection does not include determination for irritants,
pollutants, toxic materials, or contaminants; presence of mold, spores, or fungus; asbestos, radon gas,
or carcinogens; etc. As well, the inspection does not include the determination of presence of insect,
bird, rodent, or other infestations.

CONTRACT

1. In agreeing to proceed with the inspection of the property identified above, I/we have carefully
read, understood, and accepted this Contract, as well as the section entitled "SCOPE OF INSPECTION".
2. I/we have been afforded advance notification to review this contract before agreeing to authorizing
Reassurance Home Inspection LLC to proceed with this inspection. Notification methods include one or
more of the following: this contract was forwarded to me/us either in e-mail or FAX format; the
contract was mailed to me/us; I/we have been advised that this contract was available for me/us to
review at the web site of Reassurance Home Inspection LLC (www.reassurancehomeinspection.com);
advertising media indicated services provided would be conducted under contract and the described
means of reviewing the contract.
3. The inspection of the property identified above is subject to the following Terms and Conditions:
a) The inspection by Reassurance Home Inspection LLC will be performed in accordance with generally
accepted Standards of Practice.
b) A report will be provided at the conclusion of the inspection. This Report will be based on a limited
visual inspection of the readily accessible aspects of the building. The Report is representative of the
Inspector's opinion of the observable conditions on the day and time of inspection.
c) This inspection does not constitute an engineering evaluation and is not provided as either an
engineering or architectural service.
d) The Inspection Report reflects the present condition of the subject property at the time of inspection.
e) This Report does not imply or constitute a guarantee, warranty, or an insurance policy with regards
to this property.
4. I/we agree to pay the fee specified in the "Receipt" section of this Report.
5. I/we acknowledge that the inspection was scheduled to commence on the date noted in the
information above.
6. This is not a home warranty, guarantee, insurance policy or substitute for real estate transfer
disclosures which may be required by law. Your inspector is a home inspection generalist and is not
acting as a licensed engineer or expert in any craft or trade. If your inspector recommends consulting
other specialized experts, Client must do so at Client's expense.

CONFIDENTIAL REPORT: The inspection report to be prepared for Client is solely and exclusively for
Client's own information and may not be relied upon by any other person. Client agrees to maintain
the confidentiality of the inspection report and agrees not to disclose any part of it to any other person.
Client may distribute copies of the inspection report to the seller and the real estate agents directly
involved in this transaction, but said persons are not specifically intended beneficiaries of this
Agreement or the inspection report. Client and Inspector do not in any way intend to benefit said seller
or the real estate agents directly or indirectly through this Agreement or the inspection report. Client
agrees to indemnify defend and hold Inspector harmless from any third party claims arising out of
Client's unauthorized distribution of the inspection report.
ATTORNEY'S FEES: The prevailing party in any dispute arising out of this agreement, the inspection,
or report(s) shall be awarded all attorney's fees, arbitrator fees and other costs.
SEVERABILITY: Client and Inspector agree that should a Court of Competent Jurisdiction determine
and declare that any portion of this contract is void, voidable or unenforceable, the remaining
provisions and portions shall remain in full force and effect.
DISPUTES: Client understands and agrees that any claim for failure to accurately report the visually
discernible conditions at the Subject Property, as limited herein above, shall be made in writing and
reported to the Inspector within ten business days of discovery. Client further agrees that, with the
exception of emergency conditions. Client or Client's agents, employees or independent contractors,
will make no alterations, modifications or repairs to the claimed discrepancy prior to a reinspection by
the Inspector. Client understands and agrees that any failure to notify the Inspector as stated above
shall constitute a waiver of any and all claims for said failure to accurately report the condition in
question.
ARBITRATION: Any dispute concerning the interpretation of this agreement or arising from this
inspection and report, except one for inspection fee payment, shall be resolved informally between the
parties or by arbitration conducted in accordance with the rules of a recognized arbitration association
except that the parties shall select an arbitrator who is familiar with the home inspection industry. The
arbitrator shall conduct summary judgment motions and enforce full discovery rights as a court would
as provided in civil proceeding by legal code.

By signing this contract I warrant that I have read and agree to the above Arbitration Clause.

DISCLAIMER
By signing below, I/we acknowledge that we have reviewed, understood, and accepted the Terms and
Conditions and the SCOPE OF INSPECTION described above. Inspector's liability for mistakes or
omissions in this inspection report is limited to a refund of the fee paid for this inspection and report.
The liability of the inspector's principals, agents, and employees is also limited to the fee paid. This
limitation applies to anyone who is damaged or has to pay expenses of any kind because of mistakes
or omissions in this inspection and report. This liability limitation is binding on client and client's
spouses, heirs, principals, assigns and anyone else who may otherwise claim through client. Client
assumes the risk of all losses greater than the fee paid for the inspection. Client agrees to immediately
accept a refund of the fee paid as full settlement of any and all claims, which may ever arise from this
inspection.